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Weekly Retirement Planning Column on Government Executive

Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. Since 1985, Tammy has beenhelping federal employees take charge of their retirement by understanding their benefits. As part of her efforts she has been a regular contributor to Government Executive where she has been writing a weekly Retirement Planning Newsletter since 2006. On this page, you will be able to get information on her most recent newsletter submissions. You can access the full catalog of past submissions of her Retirement Planning column by clicking below.

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RETIRING IN 2027?

 

Picking the right date could pay off.

The date you leave federal service can affect when your annuity begins and how much you receive for unused annual leave.

 

 

 

 

 

October 1, 2026​

Retirement Planning

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NAVIGATING THE

PAY.GOV MAZE

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 Here is what you need to know before clicking submit.

Don't let missing service credits or opaque OPM billing notices shrink your monthly annuity.

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September 17, 2026

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RULES FOR RETIREMENT RECORDKEEPING

 

Don’t let messy files stall

your exit.

Reliable rules for your

retirement recordkeeping. 

 

Pro-tip: Don’t let messy files stall your federal exit.

 

 

 

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September 3, 2026

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WHAT ABOUT YOUR RETIREMENT BENEFITS?

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When life brings changes that

affect your benefits.

From reemployment to remarriage, life after federal service can bring changes that affect your annuity, insurance and survivor benefits.

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August 20, 2026

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A NEW WAY TO FIND PERSONNEL FILES

 

Access to your records years after leaving government.

OPM’s new online service helps separated employees access records they may need years after leaving government.

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August 6, 2026​

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NAVIGATING NEW DIGITAL RETIREMENT PROCESS

 

Retirees must adapt to a streamlined but strictly digital process for securing benefits.

As the Office of Personnel Management completes its transition away from paper, federal employees and retirees must adapt to a  strictly digital process for securing their benefits.

 

 

 

July 9, 2026​

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